After a car collision, the insurance company will try to settle your case for a low ball offer just so they can close the claim for the smallest amount possible. A lawyer can advise you and explain the options you have.
Property damage is a huge issue, especially when your car was totaled. A lawyer can help you settle your property damage for the fair market value.
After the car collision, the insurance company will want to interview you and record your statement. They want to put pressure on you to settle your claim without you considering any possible future implications. You need a lawyer to explain the future implications you need to consider before settling the claim.