Injury claims are one of four types of auto accident claims. The other three are collision, comprehensive, and property damage. Injury claims often have the most expensive payouts of the four claim types.
Because payouts are more expensive, insurance companies may have to fight injury claims harder. A personal injury lawyer can help you fight back. They can do so by helping you craft an infallible accident claim.
Read on to learn more about this process.
Communicate With Insurance Adjusters
Those injured must first speak with the insurance adjuster for their own insurance. There is no requirement to speak with the other side insurance company adjuster. In fact, we do not recommend our client to give recorded statements to insurance adjusters after a wreck. A personal lawyer can do this for you if you are too injured. An excellent personal injury lawyer can communicate with the insurance adjusters better than you can.
Gather Accident Scene Evidence
Experts recommend that all parties involved in an accident gather all the evidence they can at the site. Then, they can later use this evidence for an accident claim.
Examples of good pieces of evidence include:
- Names and contact information of accident parties
- Insurance information of accident parties
- Type, model, and color of all cars
- Names and contact information of witnesses
- Names and contact information of police officers
- A copy of the police report
- Date, time, and location of the incident
- Weather conditions during the incident
- Photos of cars and damages
- Photos of the injuries
But if you were injured at the site, you may be unable to gather enough evidence. A personal lawyer can get all of this evidence for you.
Extra Evidence
In addition, they can find the evidence you may have missed. This can include returning to the scene of the accident. Doing this can help a personal injury lawyer picture the accident better than before.
Lawyers can also conduct a more extensive investigation with the help of other professionals. For instance, accident reconstruction experts can recreate scenes to uncover why the accident occurred.
Gather Medical Evidence
Insurance adjusters are most likely to believe medical professionals over everyday individuals. This is why medical records are an essential part of filing claims.
However, you’ll probably want a personal injury lawyer to shoulder most of the work and frustration with this process. It can be challenging to get everything you need for several reasons.
Staffing Issues
Smaller medical facilities have a limited number of staff members. This can make it difficult for them to quickly get all the necessary medical bills and records to personal lawyers.
Procedural Issues
More extensive medical facilities often only respond to record requests if you follow specific procedures. It can be next to impossible to find any information about these procedures.
Incomplete Records
Medical facilities also tend to send incomplete records. Lawyers often have to send several requests to medical facilities to get all the necessary information.
Necessary Information
Doctors may not write down the necessary information for a solid accident claim. For instance, they may not mention how extensive your injury is and what caused it.
Luckily, your lawyer can contact the doctor and request a special letter. This should include the doctor’s opinion on your injuries. They can say if you’ll be unable to work or function for some time.
Negotiate for You
Getting what you’re owed doesn’t always end with filing claims. Often, insurance companies and other parties will fight your claim.
You’ll want to have a personal injury lawyer on your side to help you through these obstacles. A personal injury lawyer can file a lawsuit on your behalf to further fight the insurance company.
Insurers
Insurance companies will often try to refute accident claims. You can fight these yourself. However, insurance companies will usually have much more legal knowledge than you.
Using Legal Knowledge
Your lawyer will know what your case is worth. They will also learn the legal reasons why you’re entitled to a specific settlement size. Then, they can use all this knowledge to create a strong argument.
You can get this information, but gathering everything will take a long time. You may also have trouble understanding the language the legal texts use. All the time you need to take can make your financial situation more desperate.
Know What to Say
You probably don’t know how to deal with insurance adjusters.
Unfortunately, this can lead to you making one or several mistakes. For example, you may say something that could deny your accident claim.
An excellent personal injury lawyer has likely talked to insurance adjusters hundreds of times in their career. So they will know exactly what to say.
Handling the insurance adjuster negotiations over to your lawyer can also take a lot of stress off your shoulders.
Lien Holders
Do you receive benefits from a health, disability, or workers’ compensation insurer? If so, some of your financial settlement may go to a lien holder. The more that they get, the less that you receive.
A good lawyer will work with the lien holder to get them to reduce this lien. This will cause more money to go into your pocket.
Court
Most personal injury accidents get settled out of court, but this isn’t always the case. In some cases, you will need to go to court. A personal injury lawyer can file a lawsuit for you serve as your legal representative if you are in this situation.
Personal Injury Lawyer in Myrtle Beach
You will have enough to deal with when you’re struggling with personal injuries. You shouldn’t have to deal with all the legal hassle as well. A high-quality personal injury lawyer will help you spend time recovering from your injuries instead.
If you need a personal injury lawyer in Myrtle Beach, contact us at The Dejeu Law Firm. We serve clients who have experienced personal injuries from car accidents, dog bites, slip and fall accidents, and more.
Contact us using the form on this page, and we will get back to you shortly.
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